Legal Resources

Demesmin and Dover Recommend: Dr. Adam J Friedman, Chiropractor

Demesmin and Dover Works With And Recommends Dr. Adam J Friedman, Chiropractor First of all, take a look at this video if you want to see some awesome neck and back cracking done by Dr. Adam J Friedman Chiropractor. Second, we're proud to recommend our friend, Dr Adam J. Friedman, Chiropractor for all of your chiropractic needs in South Florida. We love working with Dr. Friedman to: Ensure the...

What Is Guaranteed Asset Protection (GAP)?

What Is Guaranteed Asset Protection (GAP) In Florida Insurance Law? What Is Guaranteed Asset Protection (GAP) In Florida Insurance Law? Attorneys Victor Demesmin Jr. and Jeremy Dover of the Demesmin and Dover law firm discuss what Guaranteed Asset Protection (GAP) Insurance is and how that can affect your insurance coverage. This is especially important if you've financed your car.

What Is A Material Misrepresentation On A Policy Application In Florida For Insurance?

What Is A Material Misrepresentation On A Policy Application In Florida For Insurance? In this video, Victor Demesmin Jr. and Jeremy Dover go over the relevant facts about material misrepresentations on Florida insurance policies, and how they can affect your coverage. Did you know your policy could be rescinded if the insurance company finds one of these misrepresentations in your application?...

What Is A Total Loss For Insurance Purposes?

What Is A Total Loss In Florida? In this video, attorneys Victor Demesmin Jr. and Jeremy Dover of the Demesmin and Dover law firm discuss the ramifications of what happens if your car becomes a total loss. But what is a total loss for insurance purposes? A total loss means that the damages to your car far outweigh the actual value of your car. So, if you have a car worth $3,000, but after an...

What Are Recorded Statements re: Florida Insurance?

What Are Recorded Statements re: Florida Insurance? What Are Recorded Statements re: Florida Insurance? If you've been in an accident, when should you give one? Should you give one to your insurance company? How about the other party's insurance company? What's the difference between a recorded statement and an Examination Under Oath (EUO)? In this video, attorneys Victor Demesmin Jr. and Jeremy...

What Is An Examination Under Oath (EUO)?

What Is An Examination Under Oath (EUO)? Attorneys Jeremy Dover and Victor Demesmin Jr. answer the question "What Is An Examination Under Oath (EUO)?" in the video below. In it, they describe how an EUO is a condition precedent to you receiving benefits under the relevant statute (insurance law) and other reasons why EUO's are so important.

What Is An Independent Medical Examination (IME)?

What Is An Independent Medical Examination (IME)? This is an examination that the insurance company has a right to order under a PIP policy. What the ramifications and details are regarding how that can affect someone who has been in an accident are discussed by attorneys Jeremy Dover and Victor Demesmin Jr. in the video below.

What happens with PIP coverage if you’ve been in a car accident in the State of Florida, but you don’t own a car?

Hi, we're attorneys Victor Demesmin Jr. and Jeremy Dover of the Demesmin and Dover law firm. Today, we're going over what happens with PIP coverage if you've been in a car accident in the State of Florida, but you don't own a car (maybe you were the passenger). Usually PIP insurance covers the first $10,000 of damages in an accident. But without PIP coverage, what happens?