Legal Resources

What Is Guaranteed Asset Protection (GAP) In Florida Insurance Law? What Is Guaranteed Asset Protection (GAP) In Florida Insurance Law? Attorneys Victor Demesmin Jr. and Jeremy Dover of the Demesmin and Dover law firm discuss what Guaranteed Asset Protection (GAP) Insurance is and how that can affect your insurance coverage. This is especially important if you've financed your car.

What Is A Material Misrepresentation On A Policy Application In Florida For Insurance? In this video, Victor Demesmin Jr. and Jeremy Dover go over the relevant facts about material misrepresentations on Florida insurance policies, and how they can affect your coverage. Did you know your policy could be rescinded if the insurance company finds one of these misrepresentations in your application?...

What Is A Total Loss In Florida? In this video, attorneys Victor Demesmin Jr. and Jeremy Dover of the Demesmin and Dover law firm discuss the ramifications of what happens if your car becomes a total loss. But what is a total loss for insurance purposes? A total loss means that the damages to your car far outweigh the actual value of your car. So, if you have a car worth $3,000, but after an...

What Happens When Your Insurance Company Denies You Coverage In Florida? Can You Sue Them? Yes, you can. A lot of times, after you've been in an accident, your insurance company isn't your best friend. And they may deny you coverage unlawfully for insurance coverage that you've paid for. When that happens, Demesmin and Dover are here for you. So call attorneys Victor Demesmin Jr. and Jeremy...

What Are Recorded Statements re: Florida Insurance? What Are Recorded Statements re: Florida Insurance? If you've been in an accident, when should you give one? Should you give one to your insurance company? How about the other party's insurance company? What's the difference between a recorded statement and an Examination Under Oath (EUO)? In this video, attorneys Victor Demesmin Jr. and Jeremy...

What Is An Examination Under Oath (EUO)? Attorneys Jeremy Dover and Victor Demesmin Jr. answer the question "What Is An Examination Under Oath (EUO)?" in the video below. In it, they describe how an EUO is a condition precedent to you receiving benefits under the relevant statute (insurance law) and other reasons why EUO's are so important.

What Is An Independent Medical Examination (IME)? This is an examination that the insurance company has a right to order under a PIP policy. What the ramifications and details are regarding how that can affect someone who has been in an accident are discussed by attorneys Jeremy Dover and Victor Demesmin Jr. in the video below.

What Happens When A Pedestrian Gets Hit By A Car In Florida? Attorneys Victor Demesmin Jr. and Jeremy Dover go through what happens with insurance if this is the case. We discuss what questions need to be asked to ascertain the next course of action, and more.

Hi, we're attorneys Victor Demesmin Jr. and Jeremy Dover of the Demesmin and Dover law firm. Today, we're going over what happens with PIP coverage if you've been in a car accident in the State of Florida, but you don't own a car (maybe you were the passenger). Usually PIP insurance covers the first $10,000 of damages in an accident. But without PIP coverage, what happens?

Please See our UPDATED Telemedicine Service Reporting Document Below In response to the Corona Virus epidemic that is currently upending the lives of people in America and people all across the world, on March 23rd, 2020, we put out a document with the intention of helping to clarify the billing process for medical professionals in regards to telemedicine. In this time where many things are...